San Diego Hard Money Loans
As a private San Diego hard money lender doing business in San Diego and surrounding areas, Lending Bee Inc. has the experience and expertise in hard money loans that discerning customers need in these uncertain times. With hundreds of millions of dollars in hard money loans funded, we are the trusted source for all of your private lending needs.
Understanding Hard Money Loans
If you live or work in San Diego and you need fast, flexible funding without a lot of wasted time and countless types of documentation, a hard money loan could be your answer. We provide a wide range of private loans to real estate investors and property owners who are looking to buy or start new construction in San Diego. With competitive rates and low fees, there’s a reason why countless people recommend Lending Bee Inc. for hard money loans.
Why Choose Lending Bee Inc.?
In addition to our comprehensive knowledge of the hard money lending industry, as well as our flexibility and strong financial backing, we also provide free consultations to anyone interested in learning more about how a hard money loan can help you buy, build or invest in real estate, even if traditional lending sources have turned you down.
When you choose Lending Bee Inc., you benefit from:
- Low fixed rates, starting at 8%
- Lender fees as low as 1.5 points with no additional fees
- Same day pre-approval process
- Receive funding in days, not weeks or even months!
- Get funded up to 75% LTV (loan-to-value)
- Over $800 million dollars funded across 30+ years!
- 5-star ratings and reviews from top sources
Unparalleled Experience in Hard Money Lending
As one of the fastest-growing hard money lenders in San Diego, with decades of experience, you can trust the knowledgeable and experienced professionals at Lending Bee Inc.. Our private money lenders understand your needs and can help you understand how hard money loans can provide you with the funding you need, quickly and efficiently.
Whether you’re building, buying or you have a unique situation, such as being self-employed or working on commission, we can help you get funded. The real estate market in San Diego is always changing, which makes it hard to stand out if you want to make an offer, or if you want to build new construction. Our hard money loans can help.
What Kind of Hard Money Loans are Available?
There are numerous options for hard money loans that may apply to your specific situation. For example:
- Bridge Loans – to help you bridge the gap and get the necessary financing between two types of loans.
- Fix and Flip – Buying a home in need of major repair and fixing it up – a fix and flip or rehab loan often makes banks nervous, but not us! We know that you can create something great, and we want to help!
- Investment Property Loans – Make an investment today that can pay off tomorrow! Property in San Diego gets snapped up fast, which is why it’s so important to take action quickly if you want to be the first to look and make an offer.
- Trust Loans – Including trust loans for beneficiaries and trustees, irrevocable and family trust loans. Take advantage of changes in the law, including Proposition 58.
- Cash Out Refinance Loans – Get the money you need to do a cash out refinance.
- Purchase Loans – Get funded faster without countless stacks of documentation or waiting weeks or even months to learn whether or not you got approved.
- Hard Money Loans for Distressed Property – Found a bargain deal? A distressed property hard money loan can help make it yours
- Hard Money Loans for Owner – Occupied Property and much more!
What Is a Hard Money Loan?
San Diego hard money loans are similar to traditional home loans from your bank, but the loan is obtained using real estate as collateral. The difference is that with hard money loans in San Diego, the loans are financed by private investors rather than big banks. Whereas conventional loans worry about things like your income history and credit score, hard money loans are more interested in the value of the property you own and how much of it you own (your equity in it).
By focusing on this value rather than some arbitrary numbers like your credit score, you’re able to get funding much faster and quicker than having to jump through countless hoops at the bank. What’s more, even if you have a different income situation, like being a freelancer or self-employed, or working on commission, hard money lenders won’t penalize you for this. Even if you have no credit or slow credit or poor credit, what matters more is the property you have and how much equity you have.
It’s a breath of fresh air from dealing with the stringent requirements of banks! Plus, it opens up new opportunities for those who can’t get traditional financing through conventional means.
Contact Us Today to Learn More About Hard Money Loans in San Diego
We’d be delighted to answer all your questions as well as provide you with a free consultation. We can let you know in as little as 24 hours if you’ve been preapproved, and if you’re approved, you could have funding in days. Stand out to prospective sellers and make an offer that gets noticed and gets acted upon. Our San Diego hard money lenders are standing by to help. Contact us today to learn more.